TN · SERVICE-AGMT · Updated July 2026 · Free
Tennessee Service Agreement PDF
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Tennessee at a glance: Usury Cap: 10% default, commercial agreements are exempt · Governing Law: Tennessee Code Title 47
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Overview
Service Agreements in Tennessee
Tennessee service agreements are governed by Title 47 of the Tennessee Code. Late fees must comply with the 10% statutory cap unless written (Tenn. Code § 47-14-103).
Key Facts
Tennessee Service Agreement — Quick Reference
| Requirement | Tennessee Rule |
|---|---|
| Usury Cap | 10% default, commercial agreements are exempt |
| Governing Law | Tennessee Code Title 47 |
Legal Requirements
Tennessee Legal Requirements
- Late fees exceeding 10% per year must be in writing to be enforceable.
Governing Laws
Tennessee Governing Laws
Read the full text of these laws at Cornell Law School's Tennessee legal resources or your state legislature's official website.
Questions & Answers
Tennessee Service Agreement — Frequently Asked Questions
What is the default contract interest rate in Tennessee?
The default rate is 10% per annum.