AZ · SERVICE-AGMT · Updated July 2026 · Free
Arizona Service Agreement
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Arizona at a glance: Usury Cap: 10% unless agreed in writing (A.R.S. § 44-1201) · Governing Law: Ariz. Rev. Stat. Title 44
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Overview
Service Agreements in Arizona
Arizona service agreements are governed by common law contract rules and the Arizona Revised Statutes.
Key Facts
Arizona Service Agreement — Quick Reference
| Requirement | Arizona Rule |
|---|---|
| Usury Cap | 10% unless agreed in writing (A.R.S. § 44-1201) |
| Governing Law | Ariz. Rev. Stat. Title 44 |
Legal Requirements
Arizona Legal Requirements
- Late fee interest must be written to exceed the 10% statutory limit.
Governing Laws
Arizona Governing Laws
Read the full text of these laws at Cornell Law School's Arizona legal resources or your state legislature's official website.
Questions & Answers
Arizona Service Agreement — Frequently Asked Questions
Can parties agree to any interest rate in Arizona?
Yes, if written, but rates must not be unconscionable.