KY · SERVICE-AGMT · Updated July 2026 · Free
Kentucky Service Agreement
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Kentucky at a glance: Usury Cap: 8% per year unless agreed in writing (KRS § 360.010) · Governing Law: Kentucky Revised Statutes Chapter 360
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Overview
Service Agreements in Kentucky
Kentucky service agreements are interpreted under common law and Chapter 360 of the Kentucky Revised Statutes.
Key Facts
Kentucky Service Agreement — Quick Reference
| Requirement | Kentucky Rule |
|---|---|
| Usury Cap | 8% per year unless agreed in writing (KRS § 360.010) |
| Governing Law | Kentucky Revised Statutes Chapter 360 |
Legal Requirements
Kentucky Legal Requirements
- Late fee interest exceeding 8% per year must be written in the agreement.
Governing Laws
Kentucky Governing Laws
Read the full text of these laws at Cornell Law School's Kentucky legal resources or your state legislature's official website.
Questions & Answers
Kentucky Service Agreement — Frequently Asked Questions
Are B2B contracts exempt from Kentucky's 8% limit?
Yes, business agreements over $15,000 are exempt from usury caps.