GA · SERVICE-AGMT · Updated July 2026 · Free
Georgia Service Agreement
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Georgia at a glance: Late Interest Cap: 16% per year (O.C.G.A. § 7-4-2) · Governing Law: O.C.G.A. Title 13
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Overview
Service Agreements in Georgia
Georgia service agreements are governed by Title 13 of the Georgia Code. Late payment interest is capped under O.C.G.A. § 7-4-2.
Key Facts
Georgia Service Agreement — Quick Reference
| Requirement | Georgia Rule |
|---|---|
| Late Interest Cap | 16% per year (O.C.G.A. § 7-4-2) |
| Governing Law | O.C.G.A. Title 13 |
Legal Requirements
Georgia Legal Requirements
- Any late interest rate exceeding 7% per year must be written in a signed contract.
Governing Laws
Georgia Governing Laws
Read the full text of these laws at Cornell Law School's Georgia legal resources or your state legislature's official website.
Questions & Answers
Georgia Service Agreement — Frequently Asked Questions
What is the default rate of interest in Georgia?
The default rate is 7% per annum unless a higher rate (up to 16%) is agreed to in writing.