MD · SERVICE-AGMT · Updated July 2026 · Free
Maryland Service Agreement
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Maryland at a glance: Usury Cap: 6% default, 8% written (Md. Code Com. Law § 12-102) · Governing Law: Maryland Commercial Law
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Overview
Service Agreements in Maryland
Maryland service agreements are governed by Commercial Law Title 12. Late payment interest is capped under Maryland usury rules (Md. Code Commercial Law § 12-102).
Key Facts
Maryland Service Agreement — Quick Reference
| Requirement | Maryland Rule |
|---|---|
| Usury Cap | 6% default, 8% written (Md. Code Com. Law § 12-102) |
| Governing Law | Maryland Commercial Law |
Legal Requirements
Maryland Legal Requirements
- Late fees must be written to exceed the 6% default interest limit.
Governing Laws
Maryland Governing Laws
Read the full text of these laws at Cornell Law School's Maryland legal resources or your state legislature's official website.
Questions & Answers
Maryland Service Agreement — Frequently Asked Questions
Are B2B contracts exempt from the 8% limit in Maryland?
Yes, commercial transactions are largely exempt from usury caps.