NC · SERVICE-AGMT · Updated July 2026 · Free
North Carolina Service Agreement
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North Carolina at a glance: Usury Cap: 8% default, commercial agreements are exempt · Governing Law: North Carolina General Statutes Chapter 24
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Overview
Service Agreements in North Carolina
North Carolina service agreements are governed by Chapter 24 of the North Carolina General Statutes. Late fees must comply with the 8% statutory cap unless written (N.C. Gen. Stat. § 24-1).
Key Facts
North Carolina Service Agreement — Quick Reference
| Requirement | North Carolina Rule |
|---|---|
| Usury Cap | 8% default, commercial agreements are exempt |
| Governing Law | North Carolina General Statutes Chapter 24 |
Legal Requirements
North Carolina Legal Requirements
- Late fees exceeding 8% per year must be in writing to be enforceable.
Governing Laws
North Carolina Governing Laws
N.C. Gen. Stat. § 24-1
Legal Rate of Interest
Defines notice requirements for commercial lease defaults.
Read the full text of these laws at Cornell Law School's North Carolina legal resources or your state legislature's official website.
Questions & Answers
North Carolina Service Agreement — Frequently Asked Questions
What is the default contract interest rate in North Carolina?
The default rate is 8% per annum.