HI · SERVICE-AGMT · Updated July 2026 · Free
Hawaii Service Agreement PDF
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Hawaii at a glance: Usury Cap: 12% per year on consumer contracts · Governing Law: Hawaii Revised Statutes
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Overview
Service Agreements in Hawaii
Hawaii service agreements are interpreted under contract common law. Late payment interest is governed by Title 26.
Key Facts
Hawaii Service Agreement — Quick Reference
| Requirement | Hawaii Rule |
|---|---|
| Usury Cap | 12% per year on consumer contracts |
| Governing Law | Hawaii Revised Statutes |
Legal Requirements
Hawaii Legal Requirements
- Interest charges must not exceed statutory usury caps.
Governing Laws
Hawaii Governing Laws
Read the full text of these laws at Cornell Law School's Hawaii legal resources or your state legislature's official website.
Questions & Answers
Hawaii Service Agreement — Frequently Asked Questions
Are business-to-business (B2B) service agreements exempt from usury?
Yes, Hawaii exempts many commercial loans and B2B contracts from standard usury caps.