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HI · SERVICE-AGMT · Updated July 2026 · Free

Hawaii Service Agreement

Review Status: PendingAuthor: Editorial TeamMethodology: Statutory Verification

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Hawaii at a glance: Usury Cap: 12% per year on consumer contracts · Governing Law: Hawaii Revised Statutes

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Overview

Service Agreements in Hawaii

Hawaii service agreements are interpreted under contract common law. Late payment interest is governed by Title 26.
Key Facts

Hawaii Service Agreement — Quick Reference

RequirementHawaii Rule
Usury Cap12% per year on consumer contracts
Governing LawHawaii Revised Statutes
Legal Requirements

Hawaii Legal Requirements

  • Interest charges must not exceed statutory usury caps.
Governing Laws

Hawaii Governing Laws

Haw. Rev. Stat. § 478-2
Legal Rate of Interest
Establishes maximum legal interest rate.

Read the full text of these laws at Cornell Law School's Hawaii legal resources or your state legislature's official website.

Questions & Answers

Hawaii Service Agreement — Frequently Asked Questions

Are business-to-business (B2B) service agreements exempt from usury?

Yes, Hawaii exempts many commercial loans and B2B contracts from standard usury caps.