NM · SERVICE-AGMT · Updated July 2026 · Free
New Mexico Service Agreement PDF
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New Mexico at a glance: Default Interest: 15% per year (N.M. Stat. § 56-8-3) · Governing Law: New Mexico Statutes Chapter 56
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Overview
Service Agreements in New Mexico
New Mexico service agreements are governed by Chapter 56 of the New Mexico Statutes. Late fees must comply with the 15% statutory cap unless written (N.M. Stat. § 56-8-3).
Key Facts
New Mexico Service Agreement — Quick Reference
| Requirement | New Mexico Rule |
|---|---|
| Default Interest | 15% per year (N.M. Stat. § 56-8-3) |
| Governing Law | New Mexico Statutes Chapter 56 |
Legal Requirements
New Mexico Legal Requirements
- Late fees exceeding 15% per year must be in writing to be enforceable.
Governing Laws
New Mexico Governing Laws
Read the full text of these laws at Cornell Law School's New Mexico legal resources or your state legislature's official website.
Questions & Answers
New Mexico Service Agreement — Frequently Asked Questions
What is the default contract interest rate in New Mexico?
The default rate is 15% per annum.